A pilot project by payment handling company JCB could mean customers will soon be able to pay for goods and services simply by waving their mobile phone at a contactless payment terminal.
The Near Field Communication (NFC) mobile payment pilot project was launched in Amsterdam with a number of partners including Nokia. Following initial trials in September, the pilot service is now being rolled out to a broader group of JCB’s customers. The project marks Europe’s first contactless international credit payment scheme using a mobile phone with an NFC chip.
Selected JCB cardholders are provided with a mobile phone by Nokia, which is equipped with an NFC chip and loaded with the payment application. At selected merchants, cardholders can securely purchase items by just holding their mobile phone close to a contactless NFC reader/writer.
NFC has already taken off in Japan, with 12.6m users of the wallet phone. Nokia said it plans to make NFC chips available in more phones.